How is a public adjuster different from a claims attorney or a restoration contractor?

A claims attorney typically gets involved when a claim has been wrongfully denied or when litigation is necessary. A restoration contractor manages the physical repair work. A public adjuster focuses specifically on the insurance claim itself: documenting the loss, interpreting coverage, preparing and submitting the claim, and negotiating the settlement. We often work alongside attorneys and contractors, but our role is distinct. We are your advocate inside the claims process.