Residential Insurance Claim Representation
Clarke & Cohen is a fourth-generation, family-owned public insurance adjustment firm serving homeowners across the Philadelphia region, South Jersey, the Jersey Shore, and the rest of the country. When your home is damaged, we are the first call to make. We step in to manage every aspect of your claim so that you can focus on your family and your recovery. We are here for you to assist with catastrophic situations involving your property.
From Property Loss to Recovery
Major property damage can disrupt daily life, threaten your home's safety, and make an already stressful situation even more overwhelming. Clarke & Cohen helps homeowners document the full extent of their loss, navigate the insurance claims process, and pursue a fair settlement so they can focus on restoring their home and moving forward.
Clarke & Cohen is there for our Clients—When it Matters Most
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Their adjuster represents them, not you.
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When disaster strikes your home, navigating the fine print is the last thing you should have to figure out on your own.
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Homeowners often accept the first offer without knowing they were entitled to significantly more.
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Without someone who knows how to manage the process inside and out, it is easy to make missteps that can significantly affect the outcome of your claim.
Disasters Occur…What’s Your Next Move?
Property damage can be devastating. When damage happens, your insurance company sends its own adjuster to assess the loss. That adjuster works for the insurer, not for you. Clarke & Cohen work exclusively for the insured. We review your policy thoroughly, documenting your loss accurately, and negotiate on your behalf to make sure you receive the greatest possible financial outcome. Our team of experienced, licensed public adjusters knows exactly how to prepare and present a claim the insurance company cannot easily dismiss.
With 100 years of experience, Clarke & Cohen has developed a proven process to expedite our clients’ insurance claims and achieve the strongest possible claim outcome.
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1. Connect
Contact us for a consultation. We're ready to review the facts and circumstances of your claim and your insurance policy to determine if we can be an added value in the adjustment of your claim.
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2. Evaluate
Our licensed public adjusters and outside experts thoroughly assess your damage on-site to build the strongest possible claim.
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3. Negotiate
We handle all communications with your insurance company and other entities, advocating to maximize your settlement.
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4. Settle
We make the claims process simpler, more efficient and beneficial, helping you settle your claim so you can move forward with confidence.
Handling claims caused by perils insured by your policy.
If your property policy covers it, Clarke & Cohen will handle it.
Advocating for Homeowners Every Step of the Way
When your home is damaged, you deserve a strategic partner. Clarke & Cohen has spent over a century representing homeowners through fires, floods, storm damage, and every kind of catastrophic loss. We know what your policy covers, we know what documentation is required, and we know how to build a claim that reflects the full extent of your damage.
Full support through the entire recovery, from initial assessment to the last check clearing.
Every aspect of your loss documented and valued, from structural damage to personal belongings.
As an added value, we maintain a full-time mortgage liaison to assist our insureds with the complicated mortgage process. Mortgage companies have an interest in your property and are typically listed as payees on dwelling-related insurance proceeds.
Most homeowners only file one or two insurance claims in their lifetime. Insurance company adjusters handle thousands of claims. That experience gap matters, and it often shows up in the final settlement. Clarke & Cohen levels that playing field, bringing the same depth of knowledge and tenacity to every residential claim.
From our FAQs
Answers to Questions on Residential Insurance Claims
