Clarke & Cohen supports New York property owners of every kind through the full life of a claim, whether the loss involves a co-op or brownstone, a commercial tower, a hospital or medical office, a garden apartment community, a private school or college campus, or a warehouse and distribution operation.

Common Property Claims in New York

The seasons drive much of what goes wrong with New York properties. Winter brings ice dams, frozen pipes, and snow-load roof failures from Westchester up through Albany, Syracuse, and Rochester. Coastal storms and hurricane remnants push flooding into Nassau and Suffolk counties and the city's waterfront neighborhoods, a risk Long Island owners have taken seriously ever since Sandy. Year-round, fires remain a leading cause of severe loss in the state's older housing stock, and water damage from plumbing failures is the most common claim in multifamily buildings from Brooklyn to White Plains. Commercial losses in New York frequently involve business interruption, code upgrade requirements, and layered policies that take real expertise to untangle.

Our role is simple: we work for you. From the first site inspection through final settlement, our consultants measure the loss accurately, document it completely, and present your claim in line with the full terms of your policy.