Clarke & Cohen works with South Carolina policyholders of every kind, from historic Charleston homes and beachfront rentals to shopping centers, medical facilities, apartment communities, schools, and manufacturing operations, guiding each claim from the day of the loss to the day it's resolved.

Common Property Claims in South Carolina

Each region of South Carolina carries its own exposure. In the Lowcountry, hurricanes and tidal flooding are a way of life, and owners in Charleston, Hilton Head, and Beaufort know how quickly wind and surge can change everything. The Grand Strand, from Myrtle Beach down the coast, sees recurring storm damage to homes, hotels, and rental properties. In the Midlands, Columbia residents remember the historic 2015 flood that put entire neighborhoods underwater. The Upstate, including Greenville, Spartanburg, and Rock Hill, contends with hail, tornadoes, ice storms, and winter pipe bursts. Statewide, fire losses and large commercial claims with business interruption components remain among the most demanding to prepare. Historic properties add another layer, since older construction often involves specialized materials, ordinance and law coverage, and valuation questions that require real expertise.

Our consultants handle all of it on the policyholder's behalf: confirming coverage, documenting the damage, calculating the complete loss, and presenting a claim built to support a full and fair recovery.