Can my policy help cover the cost of accountants, engineers, or other professionals I need during a claim?

It may. Many commercial policies include coverage for professional fees incurred in connection with preparing and presenting a claim. This can include forensic accountants, structural engineers, and specialized consultants whose work is necessary to document the full scope of the loss or calculate business income figures accurately. We review your policy for these provisions and factor them into the overall claim so that the cost of building a strong case does not fall entirely on you.

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What happens to my business's cash flow while a claim is being processed?

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My commercial claim involves property damage and business interruption. Is that normal?