What happens to my business's cash flow while a claim is being processed?

Ordinance and law coverage, sometimes called code upgrade coverage, pays for the additional cost of bringing a damaged building into compliance with current building codes during the repair or rebuild process. Older commercial buildings often require significant upgrades when they are substantially damaged, including electrical systems, accessibility requirements, fire suppression systems, and structural standards. Without this coverage, those upgrade costs come out of your pocket even though a covered loss triggered them. We review your policy specifically for this coverage and make sure it is fully applied when it applies.