From farmhouses and historic homes to distilleries, medical centers, apartment communities, schools, and manufacturing plants, Clarke & Cohen guides Kentucky policyholders of every kind through the claims process, from the day of the loss to the day it's fully resolved.

Common Property Claims in Kentucky

Kentucky has seen what severe weather can do. The December 2021 tornado outbreak leveled much of Mayfield and tore through Bowling Green and Western Kentucky in a single night, and the July 2022 floods devastated Eastern Kentucky communities like Hazard and Pikeville when mountain creeks rose faster than anyone could react. Those events sit alongside the everyday losses Kentucky owners face: ice storms like the historic 2009 storm that left much of the state dark for weeks, hail and straight-line winds across Louisville, Lexington, and Owensboro, frozen pipes during hard winters, river flooding along the Ohio in Paducah and Covington, and fire and business interruption losses statewide.

For all of it, our consultants represent the policyholder alone. We establish coverage, document the damage thoroughly, calculate the full value of the loss, and present a claim that supports a complete recovery.