Maryland
Maryland Public Adjusters + Property Loss Consultants
Your insurance policy is a promise, and after a serious loss, realizing the full value of that promise takes preparation, documentation, and experience with the claims process. Clarke & Cohen serves as the licensed public adjuster and loss consultant for homeowners, businesses, and institutions throughout Maryland, managing the claim so the recovery matches the policy.
A major loss deserves a professionally prepared claim. Representing only the policyholder, we document the damage thoroughly, analyze exactly what your policy provides, assemble a complete claim package, and work through the process until the settlement reflects the true cost of putting your property back.
Property Loss Consulting Services in Maryland
From waterfront homes and downtown row houses to office parks, hospitals, apartment communities, school campuses, and warehouse facilities, Clarke & Cohen stands beside Maryland property owners through every stage of the insurance claim.
Common Property Claims in Maryland
Water shapes Maryland, and it shapes Maryland's property losses too. Chesapeake Bay flooding is a recurring threat in Annapolis and the waterfront communities of the Eastern Shore, while coastal storms drive wind and surge damage into Ocean City and Salisbury. Inland, flash flooding can be devastating, as Ellicott City has experienced more than once in the past decade. Beyond water, Maryland owners contend with fires in Baltimore's older housing stock, severe thunderstorms and derecho winds across Frederick, Columbia, and Rockville, pipe bursts during winter freezes, and complex commercial losses involving business interruption and extra expense coverage.
With our consultants on your side, the claim moves forward on solid footing. We verify coverage, build the documentation, calculate the loss in full, and guide your recovery from the opening inspection to the closing check.
Our team regularly assists property owners throughout Maryland with:
Fire and smoke damage
Water damage and burst pipes
Storm and wind damage
Roof and structural damage
Commercial property losses
Business interruption claims
Multifamily property claims
Institutional property claims
Large-loss and catastrophic claims
Claim disputes and underpaid settlements
Industries We Serve
We work with property owners and organizations across numerous industries, including:
Speak With a Property Loss Consultant
If you've experienced residential, commercial, or institutional property damage in Maryland, our team is ready to help. Contact Clarke & Cohen today to discuss your situation and learn how we can assist with your insurance claim.